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Commercial Mortgage Financing

Commercial Mortgage financing is mostly divided into small business loan and large commercial loan. Typically less than five hundred thousand is considered as small business loan mostly rely on personal covenant. When mortgage amount increases, the commercial underwriter focuses on business performance with less emphasis on personal covenant.

Whether you are buying commercial property or investment property or looking for refinance, there are number of critical factors to consider:
  • Personal Credit worthiness
  • Company performance
  • Experience/financial capabilities of the principals
  • Management expertise
  • Business plans and competitive analysis
  • Detailed property information
  • Audited financial statements
  • Cash flow projections.
Viafinancial Services Inc. can help you achieve your goal.
 
 
Mortgage Rates
Current as of
Term Our Best Rate Post Rate
Bank Prime2.50%
VRM - Open3.50%0.00%
1 Year3.25%5.50%
2 Years3.69%5.00%
3 Years3.69%5.15%
4 Years3.79%5.45%
5 Years3.99%5.55%
7 Years6.00%7.00%
10 Years5.25%7.15%
*Interest rates are subject to change without notice.
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